Is this subsidence? - Image on Pasteboard
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We bought a flat and the lender did a physical survey and approved with no problems. The area we have bought in seems to have a general moderate to high risk of subsidence, I've noticed the extension has several cracks in the plaster work, hoping it's not a major issue, particularly as the insurance seems to cover subsidence work in any case. Wondered if anyone who knew more about subsidence could advise, we are on the basement level but it is more like ground.
Read online that it could be superficial, this extension is about ten years old I believe.
Thanks!
